LENDURA

LBC Deal Room

Curated, structured and policy-aligned SME opportunities for banks, investors and strategic partners. All summaries protect client identity and maintain banking confidentiality.

Verified Profiles Bank-Ready Documentation Investor-Friendly Structures

Deal Pipeline Snapshot

12

New Intake

9

Screening / Structuring

7

Submitted to Lenders

5

Approved / In Documentation

Deal Intelligence Dashboard

High-level view of current LBC Deal Room trends – built to support lenders, investors and strategic partners with quick insights.

Average Ticket Size

AED 780K

Mid-market SME focused

Approval Probability

74%

Based on current bank appetite

Average Processing Time

14–28 days

After file is banker-ready

Policy Alignment Score

8.6 / 10

Post LENDURA pre-screening

Filter Deal Flow

By Ticket Size

  • • Up to AED 300K
  • • AED 300K – AED 1M
  • • AED 1M – AED 3M
  • • AED 3M+

By Sector

  • • General Trading
  • • Contracting
  • • Services & Consulting
  • • Logistics & Transport
  • • Retail & FMCG

By Stage

  • • Intake
  • • Screening
  • • In Progress
  • • Approved / Documentation

LBC Deal Matchmaking Engine

The LBC Engine scans each case across multiple parameters – industry, banking behaviour, cash-flow, collateral, DBR and policy appetite – before mapping it to banks, private lenders and investors.

Input

SME Profile

  • • Turnover & sector
  • • AECB behaviour
  • • Account conduct
  • • Existing liabilities

Engine

Risk & Appetite Mapping

  • • Bank product suitability
  • • Lender risk appetite
  • • Ticket size vs cash-flow
  • • Collateral vs unsecured options

Output

Best-Fit Mapping

  • • Shortlisted banks / lenders
  • • Ideal structure suggestion
  • • Priority submission route
  • • Investor-fit (where applicable)

Live Deal Summaries (Confidential)

Case #LBC-1041

Trading • Working Capital (TR + OD)

Ticket: AED 450,000

Status: Screening

  • • 3+ years in UAE
  • • Stable cash-flow, clean conduct
  • • AECB within policy comfort

Case #LBC-1033

Contracting • OD + TR

Ticket: AED 1,200,000

Status: In Progress

  • • High turnover with LC-based flows
  • • Cheque cycle aligned to sector norms
  • • Sector appetite strong in 2 banks

Case #LBC-1018

Services • Term Loan

Ticket: AED 300,000

Status: Approved

  • • Clean statements, consistent credits
  • • Controlled personal DBR
  • • Fast-moving processed via partner bank

Deal Timeline Tracker

Each opportunity in the Deal Room moves through a clear timeline – from intake to funding – with visibility for relevant partners.

1️⃣

Intake

Basic profile & documents

2️⃣

Screening

AECB / DBR / conduct review

3️⃣

Structuring

Product mapping & ratios

4️⃣

Submission

Bank / lender coordination

5️⃣

Approval & Funding

Sanction & disbursal

Market Heat Index – Sector Appetite

A directional look at how lenders and private funders are currently viewing key SME sectors in the UAE.

General Trading High Appetite
Contracting Moderate – Case Based
Retail / FMCG Moderate–High
Restaurants & F&B Selective
Logistics & Transport Strong Appetite

Deal Room Confidential Data Vault

Full client names, licenses, statements and AECB reports are never displayed publicly. Access is layered and granted only under controlled NDA-backed workflows.

Layered Access

Separate views for internal analysts, lenders and investors with strict need-to-know rules.

Secure Channels

Files exchanged only through secure links – no public drives or open links for sensitive documents.

NDA by Default

Formal NDA and data-use rules applied before full file access is provided to any external party.

Private Investor Corner

For curated investors and private lenders looking at real-economy SME opportunities with structured frameworks, clear visibility and controlled risks.

Ticket Brackets

Opportunities range from AED 150K to AED 2M+ with clear exit paths and realistic tenures.

Structured Returns

Options like fixed returns, revenue-linked structures or secured exposures via cheques, guarantees or contracts.

Pre-Screened Cases

Each case passes through banking-style assessment before being shared with investors.

Bank Partner Zone

LBC works with multiple banks and finance houses in the UAE. Every bank has its own sweet spot in terms of product, risk and sector appetite.

Working Capital Banks

Strong appetite for TR, OD, LC-based customers with clear trading flows and stable turnovers.

Ideal sectors: General Trading, FMCG

Term Loan Focused

Better comfort for fixed EMI structures, asset-backed financing or business expansion loans.

Ideal sectors: Services, Clinics, Retail

Islamic Finance

Sharia-compliant structures including Murabaha, Ijara and Wakala based funding for eligible sectors.

Ideal sectors: Trading, Contracting

Risk & Policy Framework

LBC applies standard banking lenses around DBR, AECB, sector risk and account behaviour – before placing any case in front of a lender or investor.

DBR Monitoring

Personal and business debt burden ratio calculation and mapping to lender comfort range.

AECB Behaviour

Credit performance trends – bounce history, delinquencies, write-offs and recent clean-up.

Account Conduct

Cash-flow volatility, cheque returns, in–out ratios and consistency of revenues.

Red Flag Review

Early identification of factors that may trigger policy red flags across lenders.

Top Performing Deals This Month

Cases that moved fastest through the pipeline – highlighting what banks and lenders are responding well to.

Trading • WC • AED 600K

  • • Strong average balance
  • • Clean AECB & no write-offs
  • • Sector within clear appetite

Indicative closure: 18 days

Services • Term Loan • AED 350K

  • • Consistent monthly credits
  • • Low DBR with room to leverage
  • • Transparent documentation

Indicative closure: 21 days

Logistics • OD + TR • AED 900K

  • • Strong receivable support
  • • Bank comfort on clients & contracts
  • • Matching tenure & cycle

Indicative closure: 25 days

Deal Notes & Analyst Comments

High-level analyst notes provide additional context without revealing confidential data.

Case #LBC-1041

Analyst Comments

  • • Good account conduct; minor historic delay already regularized.
  • • Scope for structuring TR + OD instead of pure OD.

Pending: Latest VAT returns

Case #LBC-1033

Bank RM Feedback

  • • Satisfied with sector & client set.
  • • Seeking further comfort on project pipeline.

Pending: Updated project list

Case #LBC-1018

Key Learnings

  • • Early clean-up of liabilities improved comfort level.
  • • Clear documentation accelerated approvals.

Status: Approved & Documentation

Upcoming Deals Pipeline

Snapshot of opportunities currently under early evaluation – not yet placed in the live Deal Room.

Retail • Term Loan

Estimated Ticket: AED 250K

Stage: Early financial review

Trading • WC

Estimated Ticket: AED 900K

Stage: Account conduct analysis

Logistics • OD

Estimated Ticket: AED 600K

Stage: AECB & liability mapping

LBC Verified Partners

A curated network of finance, legal and advisory partners supporting the Deal Room ecosystem.

Finance Partners

RMs, DSAs and institutions aligned with ethical and transparent lending practices.

Legal Advisory

Legal partners for structuring security, documentation and investor arrangements.

Accounting & Compliance

Professionals supporting clean books, audits, and compliance requirements.

Compliance & Ethics Framework

The Deal Room operates on strict confidentiality, ethical partnering and responsible finance principles.

Transparency

Clear expectations for all parties in terms of timelines, fees and roles.

Confidentiality

Sensitive information shared only under NDA and controlled access.

Responsible Funding

Avoiding over-leverage and unhealthy debt structures for SMEs.

Regulatory Alignment

Aligned with UAE regulations and bank-level compliance expectations.

Deal Export & Sharing Tools

High-level exports designed for internal RM review, investor evaluation or internal leadership updates. (Exports shared only after access approval.)

Investor Dashboard – Simple ROI View

A basic illustration to understand potential returns based on ticket size, tenure and expected annualized yield. (For illustration only; final structures are case-specific.)

How LBC Protects Investor Interest

  • • Pre-screened SME profiles with banking-based assessment.
  • • Clear visibility on cash-flow and repayment capacity.
  • • Preference for real revenues vs speculative models.
  • • Priority for structures that avoid over-leverage.