LENDURA

Complete Banking Solutions for SMEs

Lendura makes banking simple for business owners. We prepare bank-ready files, align with lender policies, negotiate structures and accelerate approvals.

Working Capital Term Loans Receivable Finance Islamic Finance

Our Core Banking Products

Trade Working Capital (TR)

Short-term revolving limit to finance supplier payments, imports and trading cycles.

  • • Revolving limit 12 months
  • • Up to AED 3M+
  • • Ideal for trading companies

Overdraft (OD)

Flexible limit to manage short-term cash-flow gaps and working capital.

  • • 12-month cycle
  • • Revolving limit
  • • Based on average balance

Business Term Loan

Fixed EMI loan for expansion, asset purchase, renovation or consolidation.

  • • 12–48 months
  • • Up to AED 1M+
  • • Bank statements + AECB required

Invoice / Receivable Finance

Unlock cash by financing your invoices or receivables from clients.

  • • 60–120 days credit
  • • Ideal for services/logistics
  • • Based on client strength

Machinery & Equipment Finance

Finance for heavy equipment, vehicles, machinery and assets.

  • • Up to 80% finance
  • • 12–48 months
  • • Best for contracting/logistics

Islamic Finance (Murabaha)

Fully Sharia-compliant structures for trading and contracting.

  • • Murabaha / Ijara / Wakala
  • • Strong for trading companies
  • • Document-heavy but stable

Eligibility Factors

AECB Score

Bounce history, loan performance & behaviour.

Bank Statements

Revenue patterns, conduct, average balance.

Liabilities

Loans, credit cards, DBR and repayment capacity.

Business Health

Trade license, VAT, contracts & business age.

Required Documents Checklist

Basic Documents

  • • Trade License
  • • MOA / Share Certificate
  • • Passport/Emirates ID
  • • Visa Copy

Financial Documents

  • • Last 6–12 months bank statements
  • • VAT returns (if applicable)
  • • Client contracts / invoices
  • • Rental agreements (optional)

Apply for Funding

Get a free eligibility check and banker-level file review within 24 hours.

Start Application